Source URL:: <https://www.bankrate.com/retirement/how-to-catch-up-on-retirement-savings/> --- ## How To Catch Up On Retirement Savings: Best Age-Based Advice | Bankrate If you are trying to figure out how to catch up on retirement savings, your strategy—and how quickly you need to make major adjustments—will depend on your age and your goals for exiting the workforce. ### Highlights > [!quote]+ Updated on Thu Jun 15 2023 09:46:14 GMT-0400 > > If you’re just getting started, this is the time to buckle down and focus on how to catch up on retirement savings. Open an IRA, and consider rolling over any 401(k) plans from your previous employers. You should also take a long, hard look at your spending to identify where you can make some sacrifices.